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SMS Terms & Conditions

1. SMS Consent:

The information (phone numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

 

2. Types of SMS Communications:

If you have consented to receive text messages from Smart Steps Wealth Management, you may receive messages related to the following:

  • Appointment reminders

  • Follow-up messages

  • Requests for documentation

               

3. Message Frequency:

Message frequency may vary depending on the type of communication. For example, you may receive 1-5 SMS messages per month related to your appointments or requests for documents.

 

4. Potential Fees for SMS Messaging:

Please note that standard message and data rates may apply, depending on your carrier's pricing plan. These fees may vary if the message is sent domestically or internationally.

 

5. Opt-In Method:

You may opt in to receive SMS messages from Smart Steps Wealth Management in the following ways:

  • By submitting an online form

  • By checking the SMS consent box on our online forms

  • By providing your mobile number to our representatives

 

6. Opt-Out Method:

You may opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly at 314.970.2377 to request removal from our messaging list.

 

7. Help With SMS Communications:

If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly by calling 314.970.2377.

 

Additional Options:

  • If you do not wish to receive SMS messages, you can choose not to provide your mobile number.

 

8. Standard Messaging Disclosures:

  • Message and data rates may apply.

  • You can opt out at any time by texting "STOP."

  • For assistance, text "HELP" or visit our Privacy Policy and SMS Terms & Conditions pages.​

  • Message frequency may vary.

© 2026 Smart Steps Wealth Management, LLC. All rights reserved.

Disclosures | Form CRS | Form ADV2A | Privacy Policy | SMS Terms & Conditions
 

The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Smart Steps Wealth Management, LLC unless a client service agreement is in place.

Investments are not FDIC insured and may lose value.

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*What are the requirements to become a SmartVestor Pro? To join the SmartVestor program, the pros must work for investment advisors or broker-dealer firms that are not affiliated with Ramsey; have at least two years of experience as a registered investing professional; understand Dave Ramsey’s 7 Baby Steps and agree to our Code of Conduct; and participate in ongoing coaching with us to help maintain our high standards of customer service.

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Smart Steps Wealth Management, LLC is not an affiliate of Ramsey Solutions. Ramsey Solutions is not affiliated with any SmartVestor Pros and neither Ramsey Solutions nor any of its representatives are authorized to provide investment advice on behalf of a SmartVestor Pro or to act for or bind a SmartVestor Pro. Each SmartVestor Pro has entered into an agreement with Ramsey Solutions under which the Pro pays Ramsey Solutions a combination of fees. The fees paid by the Pros to Ramsey Solutions are paid irrespective of whether you become a client of a Pro and are not passed along to you. However, the presence of these arrangements may affect a SmartVestor Pro’s willingness to negotiate below their standard investment advisory fees, and therefore may affect the overall fees paid by clients introduced by Ramsey Solutions through the SmartVestor program. Please ask your SmartVestor Pro for more information about their fees.
 

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